1 04, 2016

ERISA-Summary Plan Description (SPD)

ERISA – Summary Plan Descriptions By:  Cynthia Eastham If you are an employer that has extended the opportunity for employees to enroll in a group benefit plan, did you know that no matter what your group size is you may have to comply with ERISA (Employee Retirement Income Security Act)?  ERISA is a federal law [...]

16 04, 2015

Spring Cleaning For Your Health

Spring Cleaning For Your Health Spring time is here, the time for rain to fall and flowers to bloom. It is also that time of the year we can’t wait for… Spring Cleaning! Opening windows to get rid of dust and grime built up from the winter and making sure everything around your house is [...]

21 01, 2015

How Staying Positive Promotes Health

Good health...isn’t that what we all want? Good health and good wealth? They say that if we work hard these things will come to us. So why is it that we usually find ourselves stressed and feel overworked? There is an answer, we aren’t happy. But we can be! Just by being positive, seeing the [...]

6 01, 2015

Self-Funding: Is It Right For You?

Self-funding your medical plan is different from fully insured plans. With fully insured medical plans employers’ contract with an insurance company to cover their employees and dependents. In self-funded medical plans the employer assumes the direct risk for payment of the claims for benefits. With fully insured medical plans employers pay a set monthly premium [...]

17 11, 2014

Group Insurance: 7 Common Myths

Benefit plans represent the 2nd or 3rd highest expense in running your business. Keeping those cost under control is the job of your group insurance broker. Yet many companies don’t really know if they are receiving the best service and support from their broker. They continue to use the same person for years because there [...]