P & B Media

In many businesses, success often hinges on a handful of individuals whose knowledge, relationships, or leadership are essential to daily operations. These “key people” might be founding partners, top sales producers, lead engineers, or anyone whose absence would create significant disruption. Key person insurance is one of the most overlooked, but absolutely essential components of a strong business protection strategy. This coverage can be the difference between a temporary

Every renewal season, many employers face an all-too-familiar challenge — increasing group insurance premiums. Whether it’s medical, dental, or disability coverage, the cost of employee benefits continues to climb faster than inflation. At Patterson-Bryant, we believe understanding why these costs are increasing — and what you can do to manage them — is the key to maintaining a strong and sustainable benefits program.    The Main Reasons Behind Rising Group Insurance Costs  1